Cash transfer Made
Accessible
For Everyone

Access secure Cash transfer services through our network of trusted local agents.
Deposit, withdraw, and send money from your neighborhood.

500+
Agents
50K+
Customers
$2M+
Transactions
Agent Cash transfer

How M-Cash Works

1. Open Your Account

Register online with your phone number and ID. Get verified in minutes and start Cash transfer immediately.

2. Visit Local Agents

Deposit or withdraw cash at any of our trusted agents in your community. They're everywhere!

3. Send Money Instantly

Transfer money to anyone using their phone number or account. Fast, secure, and affordable.

Why Choose M-Cash?

FREE Deposits

No fees for depositing money. Save without worrying about charges.

Agents Nearby

Find agents close to you. Cash transfer services available at your doorstep.

Secure Transactions

Bank-grade security with SMS notifications for every transaction.

24/7 Available

Send money anytime. Agent services available during business hours.

SMS Cash transfer

Works with any phone. Get SMS notifications for all your transactions.

Low Fees

Affordable transfer fees. Only 0.5% for sending money to friends.

Become an Agent & Earn

Join our agent network and earn commission on every transaction.
Help your community while building your business.

0.2%
Commission on Deposits
0.5%
Commission on Withdrawals
3%
Commission on Airtime

What Our Users Say

"Finally, a bank that understands our needs. I can deposit and withdraw money at the shop next to my house. No more long queues!"

MK
Mary Kamau
Small Business Owner

"Being an agent has transformed my business. I earn extra income helping my neighbors with their Cash transfer needs."

JO
James Ochieng
M-Cash Agent